Debt consolidation trends: How borrowers are managing and paying down debt
Amira Bell
Amira Bell
Reporter · Saratoga Springs, NY
Amira has a background in sociology and communications from the University of Vermont. She has worked for community-focused publications and is dedicated to highlighting the diverse voices and events that make Saratoga Springs unique.
More from Amira →Reporter · Friday, November 13, 2026 at 4:30 PM · 1 min read
SoFi reports that 87% of U.S. borrowers have credit card debt, with many considering consolidation to reduce high monthly payments and improve financial resilience.